Privacy Policy

Welcome to The Stock Savvy (“we”, “us”, or “our”). At The Stock Savvy, we place your privacy on the highest pedestal and give its protection the utmost importance. We are committed to safeguarding your privacy and personal data in compliance with the Information Technology Act 2000 (the “Act”), the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 (“Rules”), and the Securities and Exchange Board of India (SEBI) guidelines. This privacy policy helps you understand our practices with respect to the personal information we collect from our users on our website, www.thestocksavvy.com (“website”), and related services. Please read this Privacy Policy before using the website or submitting any personal information.

The Act, Rules, and SEBI regulations govern how we collect, receive, possess, store, or handle your information.

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1. Information We Collect

We may collect the following types of information:

– Name, address, and phone number
– Email address
– Internet Protocol (IP) address
– Age and Gender
– Preferences for homepage settings, time zone, language, etc.
– URL of the last page visited before landing on our website
– Browsing patterns, search history, links clicked, services viewed, and the duration of views
– Communication records (telephonic conversations, emails, online chat, etc.)
– User-generated content, testimonials, feedback, etc.
– KYC norms compliance
– Financial history and situation
– Risk appetite, investment objectives, and investment duration
– Income details, existing investments, assets, and liabilities

In addition to the above, we may use surveys, polls, or other information-gathering tools on our website to gather feedback about your experience with our products and services. We also collect information on browsing behavior for analytics purposes.

By providing the personal information of others, you confirm that you have the necessary consent to allow us to collect, use, and disclose this information in accordance with this Privacy Policy.

You acknowledge that your compliance with SEBI KYC norms is a mandatory requirement for accessing our services. We collect Know Your Customer (KYC) information as required under SEBI (Research Analyst) Regulations, 2014, which may include PAN details, bank account information, and income details. This information may be shared with authorized agencies such as SEBI, KYC Registration Agencies (KRA), and other relevant regulators or service providers as per applicable regulatory norms.

The Stock Savvy reserves the right to suspend or hold services where KYC requirements are incomplete or pending on KRA sites. We are not liable for such incidents.

This document does not cover information that falls outside the scope of privacy laws.

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2. Usage of Information

Your information is used for the following purposes:

– Providing the services you request
– Assessing your capacity for loss
– Identifying your ability to accept risk
– Communicating your risk profile
– Updating your risk assessment periodically
– Providing research and investment advisory services
– Sending email notifications, newsletters, research reports, surveys, offers, and other promotional materials
– Contacting you when necessary

We may also use your IP address to diagnose server issues, administer our website, gather demographic information, and protect against fraud. Should we be acquired or merge with another company, your information may be transferred in such transactions, and we will notify you accordingly.

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3. Communications

By using our website or sending us emails or other communications, you consent to receive communications from us through electronic records periodically.

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4. Disclosure Policy

We may disclose your personal information in the following ways:

– Staff and Employees: Information may be shared internally with staff or employees for service provision purposes.
– Third Parties: We may share your personal information with third parties when needed to provide products or services you request. We may also use third-party advertising companies and analytics tools, which may collect information on your website usage.
– Regulatory Authorities: As a SEBI-registered entity, we may be required to share your personal data with regulatory bodies such as SEBI, stock exchanges, or other authorized government agencies for compliance purposes, audit requirements, or regulatory investigations.
– Law Enforcement: We may disclose your data to law enforcement agencies or courts as required by law, or when necessary to comply with legal obligations.

We ensure that any third-party handling of your data is secure and safeguarded from leakage or breaches.

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5. Cookies and Device Identifiers

We may use cookies and similar technologies to customize your experience on our website and deliver optimized services. Analytics tools and device identifiers may also be used to track browsing patterns and deliver personalized content and ads.

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6. Data Retention and Erasure

We retain your personal information for as long as it is necessary to provide services and fulfill the purposes described in this policy. In compliance with SEBI (Research Analyst) Regulations, 2014, we are required to retain client records, communications, and KYC information for a minimum period of 5 years from the date of the transaction or as mandated by applicable law. If data retention is necessary for regulatory purposes, legal obligations, or disputes, it may be retained beyond this period.

You may request erasure of your personal information, and we will delete it unless retention is necessary for legitimate business interests or compliance with legal obligations.

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7. Security

We implement robust security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. These include the use of firewalls, encryption technologies, secure servers, access controls, and regular security audits. Our data protection practices are in line with SEBI regulations and industry standards. Staff members handling sensitive data are trained on the importance of data security and privacy.

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8. Your Rights

As a user, you have the following rights under the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011, as well as SEBI guidelines:

– Access and Rectification: You may request access to the personal information we hold about you and seek to rectify incorrect information by contacting us.
– Data Erasure: You may request the deletion of your personal information; however, please note that certain information may be retained to meet SEBI’s record-keeping obligations or other legal requirements.
– Data Portability: Upon request, you may receive your personal information in a structured, commonly used format.
– Objection to Processing: You may object to the processing of your personal information for marketing or other purposes by contacting us at info@thestocksavvy.com.

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9. Phishing Protection

Be aware of phishing scams, which attempt to obtain your confidential information through deceptive emails or messages. If you suspect any unauthorized use of your account, contact us at info@thestocksavvy.com.

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10. Changes to the Privacy Policy

This policy may be updated from time to time. Any changes will be communicated via email or posted on our website.

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11. Grievance Redressal Mechanism

If you have any concerns or complaints regarding your privacy or the handling of your personal data, you can contact our Grievance Redressal Officer:

– Grievance Redressal Officer: Sidharth Rajput
– Contact Information: Grievance@thestocksavvy.com | +91-9039165557

As a SEBI-registered Research Analyst, we are committed to resolving any issues in accordance with SEBI’s grievance redressal procedures and the timelines mandated by the regulator.

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12. Compliance with SEBI Regulations

As a SEBI-registered Research Analyst (Registration No. INH000016612), we comply with all relevant rules and regulations issued by SEBI, including the SEBI (Research Analyst) Regulations, 2014. This includes the safeguarding of personal information, compliance with KYC norms, and adhering to SEBI’s audit and data retention requirements.

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Contact Information:

Sidharth Rajput – The Stock Savvy (Proprietor)
SEBI Registered Research Analyst Registration No. INH000016612
Registered Address: Shop No.9, First Floor, M.N Dsouza Compound, Nr Rupam Hardware, Kherani Road, Sakinaka, Mumbai, Maharashtra, 400072
Contact No.: +91-9039165557
Email Id: info@thestocksavvy.com